eSuperfund Review 2025 – Is It Still Worth It for Your SMSF?

Written by:
Published on
Quick Overview

When it comes to setting up a Self-Managed Super Fund (SMSF), eSuperfund remains one of the most searched and widely used online SMSF service providers in Australia. But as more investors demand transparency, flexibility, and better service, it’s worth asking, is eSuperfund still the best choice in 2025? In this detailed review, we’ll unpack eSuperfund’s…

Why choose us
Low Fees in the Market
Affordable setup and ongoing compliance costs — without sacrificing quality.
Dedicated SMSF Specialists
Work directly with experienced Chartered Accountants and SMSF specialsts.
24/7 Local Support
Get help anytime from a fully Australian-owned and Australia-based team.
No Lock-In Contracts
Total flexibility. Stay because you’re happy, not because you’re tied down.
Read more about us
Limited time onlyFREE SMSF
Save over $874
Use Code: FREESMSF
*Terms and Conditions apply, does not include ASIC fee
Start Application

We offer services across

Melbourne
Sydney
Brisbane
Canberra
Perth
Hobart
Adelaide

Table of contents

When it comes to setting up a Self-Managed Super Fund (SMSF), eSuperfund remains one of the most searched and widely used online SMSF service providers in Australia. But as more investors demand transparency, flexibility, and better service, it’s worth asking, is eSuperfund still the best choice in 2025?

In this detailed review, we’ll unpack eSuperfund’s fees, setup process, investment options, compliance structure, and how it compares to modern challenger providers like New Venture Wealth.

What is eSuperfund?

eSuperfund was established to simplify SMSF setup and ongoing administration for Australians who want a low-cost, online-based solution. Their platform is highly automated and primarily suits self-directed investors comfortable managing their fund online.

eSuperfund handles the trust deed setup, annual tax returns, audits, and regulatory filings, providing a “one-stop shop” model. However, this convenience comes with limitations in investment flexibility and personalised support.

eSuperfund Key Features (2025 Overview)

Feature Description
Setup Fee $0 (conditions apply)
Annual Admin Fee Around $2,200 including audit
Investment Options Shares, ETFs, managed funds, term deposits, limited crypto
Supported Banks ANZ, Macquarie
Trading Platform eSuperfund Share Trading Account
Tax Return & Audit Included
Support Email-based, limited phone access

eSuperfund Fees Explained

eSuperfund advertises a low annual administration fee, which attracts thousands of DIY investors. But it's important to understand what you’re actually paying for and what isn’t included.

Setup Costs

While they promote a $0 setup, additional fees apply if you don’t use their preferred bank or trading partners. There may also be hidden costs if you invest in property or cryptocurrencies, as these are not fully supported within their system.

Annual Fees

The annual fee of approximately $2,200–$2,400 includes your tax return, financials, and audit. However, if you require advice, investment diversification, or alternative asset administration, extra costs apply.

Pros and Cons of eSuperfund

Pros

✅ Low-cost online administration
✅ Seamless setup with integrated bank and broker
✅ Automated reporting and ATO compliance
✅ Suitable for investors focusing on ASX-listed assets

Cons

❌ Limited investment flexibility (property, crypto, collectibles)
❌ Minimal personalised service or strategic advice
❌ Locked into preferred providers (e.g., ANZ, eSuperfund trading)
❌ Difficult to switch if you outgrow their model

If you want a “set-and-forget” SMSF focused purely on Australian shares, eSuperfund can be cost-effective. But for most investors seeking strategic growth and tailored advice, this rigidity can become a limitation.

eSuperfund vs New Venture Wealth: 2025 Comparison

Feature eSuperfund New Venture Wealth
Setup Fee $0 (limited) $1,650 for a full setup with deed, ABN, and ATO registration. No lock-in contracts.
Annual Fee ~$2,200 $1,950 with personal support
Investment Flexibility Limited to shares/ETFs Full flexibility (property, crypto, managed funds)
Personalised Support Email only varies if based in Australia Dedicated SMSF accountant & advisor via email and phone call based in Australia
Strategic Advice None Included guidance on investment and compliance. Not financial advice. Can be provided by a 3rd party partner.
Best For DIY investors Investors wanting long-term SMSF success

Real Customer Reviews (eSuperfund 2025)

Online feedback about eSuperfund is mixed.

On ProductReview and Trustpilot, users appreciate the affordability but often mention slow communication, rigid systems, and limited support when dealing with complex investment queries.
“Cheap and simple if you’re happy with ANZ and ASX shares, but if you want property or advice, you’re on your own.” – Verified User Review

Real Customer Reviews (New Venture Wealth 2025)

Online feedback about New Venture Wealth is positive, with a 4.9/5 star average rating.

On ProductReview and Google Reviews, users appreciate the high level of customer service, the fact a person can always be contacted and professional SMSF advice and service, as well as affordable and great-value pricing.

“I’ve been with New Venture Wealth for a couple of years now, and Paul is the man! Always accessible, helpful, and very professional, his knowledge makes managing my SMSF simple and stress-free.”

Alternatives to eSuperfund

If you’re comparing SMSF administration services, look at alternatives such as:

  • GrowSMSF: Mid-priced with strong online service
  • New Venture Wealth: Full-service SMSF setup, crypto and property support, hands-on compliance
  • SuperConcepts or Heffron: Suitable for complex, high-value funds

New Venture Wealth stands out as a modern challenger brand, offering personal SMSF guidance, multi-asset flexibility, and transparent pricing without locking clients into specific banks or brokers.

When eSuperfund Works Well (and When It Doesn’t)

Best suited for:

  • Investors with smaller balances
  • Those who only invest in Australian shares or ETFs
  • People confident managing their own fund

Not ideal for:

  • SMSF property investors
  • Crypto SMSF investors
  • Clients seeking ongoing advice or direct contact

The Verdict: Is eSuperfund Still Worth It in 2025?

eSuperfund remains a solid option for low-cost, automated SMSF administration, but it’s not as flexible or personalised as many newer alternatives.

If your goal is long-term wealth growth, investment flexibility, and direct support, consider moving to a more modern provider like New Venture Wealth, which combines technology with real human expertise.

Why Choose New Venture Wealth for Your SMSF

At New Venture Wealth, we offer:

Frequently Asked Questions

Is eSuperfund ATO approved?

Yes, eSuperfund is a registered tax agent and SMSF administrator.

Can I transfer my SMSF from eSuperfund to another provider?

Yes, you can transfer anytime, but ensure your records and ESA are properly updated.

Does eSuperfund support cryptocurrency?

Limited crypto support is available, but not through mainstream exchanges.

What’s the best alternative to eSuperfund?

For investors wanting greater control and personal advice, New Venture Wealth offers a superior all-in-one SMSF service.

CTA: Start your SMSF journey with New Venture Wealth today. Visit New Venture Wealth to get started.

Paul Altis

Co-Founder / Director - New Venture Wealth
For decades I’ve helped clients build, manage and protect their SMSFs with clarity and confidence. My approach is simple: listen first, explain clearly, and always act in your best interests. When you understand your options, you make better decisions — and that’s where long-term results really come from.
Linkedin

New Venture Wealth are SMSF Specialists and Chartered accountants. We are not financial advisors, and no content on this website should be considered as financial advice. Monthly tax and compliance fees are based on tax and compliance services for SMSF assets. Our monthly tax and compliance fees may vary (we will provide 14 days’ written notice).

*  Free SMSF offer excludes ASIC fees. Must take up first year accounting services on direct debit to qualify for the free SMSF

Subscribe to our newsletter

Subscribe to receive the latest industry insights, stories, and free resources.
1300 050 939Book a Free 15min Call
ASIC Declaration

By ticking this ASIC Declaration box, I / We the above listed office bearers, of the yet to be created company (named above) to the best our knowledge declare that the information provided to Deed Dot Com Dot Au Pty Ltd is True and Correct. By ticking the ASIC Declaration box, I / We request, instruct and authorise on payment of the above fees to Deed Dot Com Dot Au Pty Ltd to apply to ASIC in the prescribed form (Form 201) to create the above named company on the basis of the above information on this page. I / We understand that Deed Dot Com Dot Au Pty Ltd will be lodging this application under ASIC’s Electronic Lodgement Protocol and pre filling Form 201 for electronic Lodgement with ASIC. All Director(s), Shareholder(s), Company Secretary and Public Officer authorise Deed Dot Com Dot Au Pty Ltd to lodge this form and assure and declare that I / we the above listed office bearers have the necessary written & singed consents and agreements referred to in the application from (Form 201) for each person listed above, including consent to act as a Director, Consent to act as a Public Officer, Consent to act as a Secretary, Application for Shares by each shareholder / member.

I / We the above listed office bearers of the yet to be formed company, have had an opportunity to read and understand and take a legal opinion on the constitution of the company which we intend to create and all members / shareholders have agreed to subscribe to this constitution. I / we shall handover the signed consents and agreements as listed above if requested by Deed Dot Com Dot Au Pty Ltd which were signed prior to payment to Deed Dot Com Dot Au Pty Ltd for lodgement of company details in a form (Form 201) to ASIC.

ABR Declaration

I agree that: We(Deed Dot Com Dot Au Pty Ltd) will be sending your information to ATO. They are authorised by taxation laws, including the Income Tax Assessment Act 1936, A New Tax System (Australian Business Number) Act 1999, A New Tax System (Goods and Services Tax) Act 1999 and the Taxation Administration Act 1953 to collect the information requested on this form. ATO need this information to help them administer these Acts and to help them to maintain the details relating to you that are recorded in the Australian Business Register (ABR) and other ATO systems. Where authorised by taxation laws to do so, ATO may give this information to other Commonwealth, State, Territory and local government agencies. Selected ABR information is available to the public. Penalties may be imposed for giving false or misleading information.

SMSF Setup Superfund

We are a firm that provides you with the online tools to create your own self managed super funds. Our firm do not have accountants, financial advisors or legal professionals. Our firm is affiliated with a third party provider who is a firm of accountants and provide us with advice in order to provide you with these online tools and auditing services. DIY SMSF Funds as per law is a financial product. However, none of our products are provided to you as a financial service. We do not provide you with any advice regarding the suitability of any of our SMSF products. You must obtain your own such advice when you obtain a product or service from us. We are affiliated with third party tax agents. DIY Specialist accountants and ASIC approved Self Managed Super Funds auditors. Our firm is not licensed to provide any financial advice about SMSF products and tools.

We follow the best interests of our clients under ASIC’s Regulatory Guide 175.214 and taxation. The only one of the matters that must be considered when making a decision to set up a Self Managed Super Funds. We may at times give some factual information which is not intended to influence you in making a decision. In relation to a particular financial SMSF product or an interest in a particular financial product. This advice should not be considered as particular financial product advice or personal advice. This advice may be given under exemptions contained in Corporate Regulation 7.1.33G. We may refer to you to our third party affiliates. If you require advice relating to SMSF capital giants tax implications of investing in various Asset Classes. If we refer you to any financial planner or advisor. That planner pays us a share of for any financial advice given or commission received for investment in any financial SMSF product. We will advise you in writing before we refer you of our arrangement with the financial advisor.

Election to be a Complying Fund
Declaration

You agree that no principal or any staff member of New Venture Wealth Pty Ltd trading as “New Venture Wealth”:

  • We haven’t offered any financial Self managed super funds product advice or any other professional advice. You must obtain your own such advice before purchasing a Self Managed Super Fund product through us.
  • Didn’t provided you or made a statement of opinion with the intention of influencing you. Our firm has not done any act. Which is intending. It is influencing for me to set up a self managed super funds.
  • We don’t give any financial advice unless in any of the circumstances mentioned in Section 766 A (2) (b) of the corporations Act 2001. Which sets out the circumstances in which our principals or staff members are taken to provide a financial service as an “Eligible Service” defined in Corporations Regulations 7.1.29. These circumstances are that, we provide a financial advices (eligible service) in the course of conducting. What we are allow to do (exempt service). It is reasonably necessary to provide financial advice. This advice is offered as an integral part of our normal accounts functions.
  • Our firm did not provided any financial service as mentioned in Section 766 B to E of the Corporations Act 2001. I have enough opportunities in detail these sections of the Act.
  • Never provided any specific advice on any assets risk policy or specific insurance for any of the asset, the SMSF funds or life insurance policy or the value of insurance required for any member of the self managed super fund.
  • Have not provided any advice regarding transfer of any asset or rollover of any existing superannuation interests in the DIY Self Managed Super Funds. What assets or how much money should contribut to the DIY Self Manage Super Fund. SMSF investment strategies of your DIY Self Managed Super Funds.
  • We did not provided any advice on who should be members and trustees of the DIY Self manage Super Funds. Who should be beneficiaries of any death benefit of any member of the DIY Super Fund.
  • Haven’t provided financial advice on any financial Self Managed Super Funds product other than taxation implications of any financial product. Including establishment, operation structuring or valuation of superannuation fund except for advice. Which is for offered sole purpose. Only to the extent reasonably necessary for the purpose, of ensuring compliance by you with the SIS Act (other than paragraph 52(2)(f)), the SIS Regulations (other than regulation 4.09).
  • We do not provide any advice:
    • relating to the acquisition or disposal by your SMSF of any specific financial products or classes of financial SMSF products
    • a recommendation that you acquire or dispose any superannuation product; and
    • a recommendation in relation to a person’s existing holding in a superannuation product to modify an investment strategy or contribution level.
  • We don’t provide any comparison that your existing superannuation interest with DIY SMSF or any other superannuation product or any investment with another in your DIY SMSF.
  • Didn’t provided any retirement planning or estate planning advice either within or outside of superannuation space or within the ambit of DIY Super Fund.
  • That New Venture Wealth can send me follow up communications and promotions. Which relate to my application process, auditing and other new product and promotional releases.
  • I have obtained my own independent profession advice who holds an Australian Financial Services License (AFSL) and conducted my own research in making a decision to set up a SMSF.
  • I understand that once I set up my own Self Managed Super Funds, I as trustee will be responsible for my superannuation funds and I have read all my administrative functions and duties as a trustee and all investment restrictions as detailed in the ATO trustee declaration form.

I have read, understood and accept the Terms & Conditions of use of this website;
I hereby authorize “Deed Dot Com Dot Au Pty Ltd” to set up a Self Managed Superannuation Fund Trust Deed for the above named trustees;
All above trustees are aware that an ATO declaration must be signed within 21 days of commencing their duties;
I am authorised to complete and lodge this form on behalf of the Trustees with “Deed Dot Com Dot Au Pty Ltd”, Australian Tax Office and Australian Business Register.
I have read, understood and accept the declaration.

By clicking the button below “ Accept all disclaimers and declarations ” . Providing my personal and information of all members of the proposed DIY SMSF on the online form. I am instructing New Venture Wealth Pty Ltd and their principals, partners and staff to provide administrative task. Establishing an SMSF as defined in 17A of SIS Act for me..